Videos & Social · Charlotte, NC

Short videos that make
insurance make sense.

On my YouTube channel I answer real coverage questions in a minute or two, in plain English: Medicare, health, life, supplemental and more. Watch the latest below, subscribe so you don't miss new ones, or follow along wherever you spend your time online.

Latest Videos

Watch, then read more if you want the details.

Each video covers one question. Where there's a full article behind it, you'll find the link right underneath.

Life

Term vs. Whole Life: Not a Cheap and Expensive Version of the Same Thing

Read the article
Home

Your Homeowners Policy Covers Hurricane Wind — Not the Flood

Read the article
Medicare

The 6-Month Medigap Window Most People Don't Know About

Read the article
Supplemental

Don't Add Supplemental Insurance Just Because It's There

Read the article
Health

Auto-Renewing Your Marketplace Plan Isn't the Same as Reviewing It

Read the article
Medicare

Your Medicare Drug Plan Can Change Jan 1 — Even If You Do Nothing

Read the article

Videos are general education, not advice about your specific coverage.

Richard Thomas
Thomas Risk Solutions on YouTube
@ThomasRiskSolutions

Short, plain-English explainers on common coverage questions, including Medicare's Annual Enrollment Period and ACA Open Enrollment.

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Everywhere Else

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Prefer reading? The blog has longer, plain-English answers, and you can learn more about me here.

Rather talk to a person than watch a video?

Book a no-obligation call and I'll go through your situation and your options with you.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.