Insurance advice
from someone who
actually listens.
I'm Richard Thomas. With 10 years in the insurance industry, I help individuals and families across 8 states find coverage that genuinely fits their lives — not just the cheapest option, but the right one. No pressure. No jargon. Just honest guidance.
Six lines of coverage.
One person you can call.
I'm licensed across health, Medicare, life, dental & vision, home, and auto — so you can consolidate your coverage with someone who knows your full picture. 10 years of experience, one person you can call.
Coverage that actually covers you.
I work with top-rated carriers to find individual and family health plans that fit your budget and your life — not just the cheapest option, but the right one.
Book a ConsultationMy job isn't to sell you a policy. It's to find the one that actually fits your life.
I built this practice
on one principle:
You deserve an advisor who puts your needs first — every time.
I started Thomas Risk Solutions because I saw too many families enrolled in coverage that didn’t actually fit their lives. My job isn’t to sell you a policy — it’s to understand your situation, explain your real options, and find the plan that makes sense for you.
I’m licensed across 8 states and work with the nation’s top-rated carriers, which means I can shop the entire market on your behalf. No pressure. No jargon. Just honest guidance from someone who genuinely cares about getting it right.
Real people. Real results.
Don't take my word for it — here's what clients say about working with me.
"We have been working with Richard ever since we started receiving Medicare. He does a great job of keeping things simple and finding the best plans at the best cost. He looks at all of the available medical options and drug plans to build a custom plan to best fit our needs. We have recommended him to several friends over the years and have had nothing but great feedback. He is a wonderful person and very good at what he does."
"Richard has been a knowledgeable, resourceful, compassionate agent for my family for the past four years. He patiently walks me through the myriad of policies and legalese, helping me understand which insurance plan best meets my family’s needs. I look forward to working with him every year. Richard is the best!"
"Highly recommend Richard Thomas! He’s a pleasure to work with and one of the best in his field. Trustworthy guidance when you need it and has proved to be reliable and knowledgeable in his field. Easy to make contact with and responds quickly to any questions or concerns."
Ready to find coverage
that actually fits?
Fill out the form and I'll personally reach out within one business day. No automated emails, no call centers — just a real conversation about your options.
Send Richard a Message
He personally responds to every inquiry — usually within a few hours.