About Richard · Charlotte, NC

I'm Richard Thomas,
an independent insurance agent.

I've been a licensed insurance agent for over 10 years. I'm based in Charlotte, NC and licensed in 8 states. I work with multiple carriers so I can compare several options to ensure individuals and families are able to obtain coverages to fit their unique needs. Some of the services I help with are health, Medicare, life, dental and vision, supplemental, home and auto insurance.

Richard Thomas
"

My goal is to make sure every client fully understands their options and has clarity before making a decision.

— Richard Thomas
My Story

How I came to insurance.

Before insurance, I worked in multi-unit retail management. When I left, I was looking for an opportunity to keep connecting with consumers and, ultimately, to be of service. Insurance was a natural fit.

Little did I know it would put me in a position to help my own parents when they needed it. My mother was on Medicare because of a disability, and she had already been left in a position that exposed her financially. What I had learned meant I could help put her in a better position. Later, when my father became eligible for Medicare, I was able to help him make that transition too.

I take pride in truly helping individuals and families find solutions to their insurance needs, and in giving them the information they need to make informed decisions.

Outside the office

I'm married to my beautiful wife Jennifer, I attended the University of Georgia, and I'm a huge Georgia Bulldogs fan. Because of Jennifer's bout with colorectal cancer in 2024, I'm a proud member of the Colon Cancer Coalition's planning committee for the Get Your Rear in Gear Charlotte 5K, which raises awareness and money for colon cancer prevention. You can read more about our family's story on the Community page.

At a Glance

The short version.

Licensed
Over 10 years
Based in
Charlotte, NC
Licensed in
8 states
Carriers
Multiple — independent

Licensed in North Carolina, South Carolina, Georgia, Virginia, Tennessee, Alabama, Texas, and Florida. Thomas Risk Solutions is an independent agency affiliated with The Jordan Insurance Agency. Insurance products and availability vary by state.

How I Work

What working with me looks like.

Independent — I work with multiple carriers, not one company’s menu
I personally handle every client — no hand-offs to a call center
No-obligation consultations — no sales pressure
My goal is clarity — that you fully understand a plan before you decide
Ongoing support — not just at enrollment
Read what clients say →
What I Help With

Coverage I can walk you through.

Prefer to read first? The blog answers common coverage questions in plain English.

Have a question about your coverage?

Book a no-obligation call and I'll go through your situation and your options with you.