(980) 288-8587

Terms of Services

Thomas Risk Solutions - Terms of Service

Effective Date: January 6, 2025

By accessing or using the Thomas Risk Solutions website (the "Website"), you agree to comply with and be bound by these Terms of Service (the "Terms"). If you do not agree to these Terms, you are not authorized to use this Website. Thomas Risk Solutions ("we," "us," or "our") reserves the right to modify these Terms at any time without notice, and any such changes will be effective upon posting to this Website. Your continued use of the Website following any such changes constitutes your acceptance of the updated Terms.

1. Use of the Website

You agree to use the Website solely for lawful purposes. You may not use the Website in any manner that could damage, disable, or impair the Website or interfere with any other party’s use and enjoyment of the Website.

2. Intellectual Property

The content on this Website, including text, graphics, logos, images, videos, and software, is the property of Thomas Risk Solutions or its licensors and is protected by copyright and intellectual property laws. You may not copy, modify, distribute, transmit, or use any of this content without express permission from us.

3. Limitation of Liability

To the fullest extent permitted by applicable law, Thomas Risk Solutions shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether in contract, tort, or otherwise, arising from your use of the Website.

4. Disclaimers

We make no representations or warranties regarding the accuracy, reliability, or completeness of the Website's content. The Website is provided "as is" and "as available," and Thomas Risk Solutions does not guarantee uninterrupted or error-free access.

5. Account Registration

We make no representations or warranties regarding the accuracy, reliability, or completeness of the Website's content. The Website is provided "as is" and "as available," and Thomas Risk Solutions does not guarantee uninterrupted or error-free access.

6. Third-Party Links

The Website may contain links to third-party websites. These links are provided for your convenience, and we are not responsible for the content, accuracy, or practices of these websites.

7. Privacy

Your use of this Website is governed by our Privacy Policy, which can be found here.

8. Termination

We reserve the right to suspend or terminate your access to the Website at our sole discretion, without notice, for any reason, including but not limited to any breach of these Terms.

9. Governing Law

These Terms are governed by and construed in accordance with the laws of the state in which Thomas Risk Solutions operates, without regard to its conflict of law principles. You agree to submit to the jurisdiction of the state and federal courts located in that state for any disputes related to these Terms.

10. Contact Information

If you have any questions or concerns about these Terms, please contact Richard Thomas at:

(980) 288-8587

Common questions answered

Answers to Frequently Asked Questions

What kinds of insurance can I get through Thomas Risk Solutions?

At Thomas Risk Solutions, I offer a range of insurance products to meet your needs, including Health, Medicare, Life, Home, and Auto insurance. Whether you’re looking to protect your family, your home, or your car—or need expert guidance on Medicare or health plans—I can help you find the right solution.

How do I know I’m getting the best plan for my needs?

I take the time to get to know you, your priorities, and your budget. With access to a wide range of top carriers, I compare options to find the best fit for your specific situation. My goal is to make sure you feel confident about your coverage and know you’re in good hands.

Is Thomas Risk Solutions a local agency, or are you part of a bigger company?

Thomas Risk Solutions is locally owned and operated, so I’m here to serve you directly. At the same time, I’m powered by The Jordan Insurance Agency, giving me access to their extensive resources and expertise to provide you with the best options available.

What’s the first step if I want a quote or need help picking a plan?

Getting started is easy! Just reach out to me through my website, give me a call, or schedule a time to chat. I’ll ask a few questions to understand what you’re looking for, and from there, I’ll provide you with personalized recommendations and quotes.

What makes Thomas Risk Solutions stand out from other insurance agents?

What sets me apart is my commitment to building long-term relationships with my clients. I’m not just here to sell you a policy—I’m here to be your go-to resource for insurance advice and support. With my local presence and the backing of The Jordan Insurance Agency, I offer personalized service you can trust and the tools to get the best deals.

Will you still be there to help me after I buy a policy?

Absolutely. My commitment doesn’t end once you purchase a policy. I’m here to assist you with any changes, questions, or claims you might have. I believe in being a partner to my clients, so you can count on me for ongoing support whenever you need it.